CalHFA

95% Financing - 5% Minimum Down Payment (This amount may be reduced to a $0 down payment if you qualify for grants or community assistance programs. Please speak to one of our associates for more information. Many borrowers are unaware they qualify for the $0 down.)

CalHFA offers new home buyers some of the most competitive interest rates in today's market. Above average credit is needed to qualify.

The requirements for a CalHFA loan are listed to the right. Please consult one of our associates for more information.

We are here to help with first time home purchases, loan product selection and full real estate services.

(888) 688-0883
Email: info@rsbrealestate.com

California Housing Finance Authority

CalHFA Loans

Loans are funded by CalHFA approved lender, IGS. CalHFA relies on approved private lenders to qualify and source the loan. Once closed, the mortgage is repurchased by CalHFA. CalHFA is a self supporting State agency that does not use tax dollars but rather revenue from the mortgages to repay their bonds.

The official website for the CalHFA is http://www.calhfa.ca.gov/.

CalHFA Loan and Income Limits-

Example:

To qualify for CalHFA you must be a first time home buyer or have not had any ownership in property for the past 3 years unless you are purchasing in a Federally designated target area. Federally designated target areas can be found here.

CalHFA Loan and Income Limits

CalHFA Qualification Check List

Start here to find out if you have what it takes to pre-qualify. Feel free to contact us at anytime with your questions.

CHECKLIST & Pre-Qualification Examples

PROTECTING YOURSELF FROM FRAUD

RSB & Associates recommends you visit the FHA loan fraud page for more information.